For many people seeking life insurance no exam means no coverage. Most people seeking a good smoker life insurance rate encounter this problem. At American Life Direct, we believe that you should be able to get exceptional life insurance no exam included. We are a life insurance brokerage lauded for our accessibility, fast response, and quality products. We are notable because we offer a means by which consumers just like you can get life insurance no exam necessary.

Our selectivity is one sign of our unparalleled prestige. We represent life insurance companies with only the top rankings, with most of them in the highest echelon of A+ and A++ scores from the A.M. Best Company, the industry's most respected ranking service. Despite the fact that we can garner life insurance products from the cream of the crop, we make it easy for people with a wide range of backgrounds to find quality life insurance no exams required.

So just how do you go about getting life insurance without an exam? Through our secure website, you can get "Simplified Issue Life," a policy for people under age 65 that provides you with up to $150,000 in coverage in just 10 minutes online. This is life insurance no exam required at its very best. It's fast, it's easy, and you can contact us at any time with questions or concerns.

You need the skilled and experienced hands of American Life Direct's Chartered Life Underwriters, the highest designation officers in the life insurance industry can hold. We are truly a one-stop shopping resource for high risk life insurance rates, including a smoker life insurance rate. No matter which type of policy you need (or even if you aren't sure at all), we're happy to talk about your options with you. For more information on our services, feel free to contact us at 1-800-217-6830.