Life insurance without exam sounds like a fantasy, but with a premier service like ours at American Life Direct, it is truly a reality. By using our secure website, you can get life insurance no exam included. What our service does include is high risk life insurance (for smokers and other potentially high risk consumers), and again this is life insurance without exam burdens.

What we are talking about is our highly praised "Simplified Issue Life" plan. Simplified Issue Life is for consumers aged 65 or younger, who are looking for coverage of up to $150,000 that they can get in 10 minutes. This is a great plan for life insurance without exam. The premiums are higher, but countless satisfied consumers have demonstrated that the relative lack of stressful legwork and time spent on research and paperwork is well worth the cost.

Our motto at American Life Direct is "great life insurance no exam necessary." We work only with life insurance providers with stellar ratings (mostly A+ and A++), and that shows in the quality life insurance products that you can find through our unique service. High risk life insurance or not, you can find what you want, and what you can afford, through our nationally celebrated brokerage.

If you are interested in even lower cost term life insurance, you can use our service to submit information and get a quote in less than five minutes. This process does require a routine medical exam, and a consideration of your overall medical history. Whether your needs involve life insurance without exam or not, at American Life Direct, we believe in offering numerous options.